We are issued with our own social security number which is unique from one individual to another and these numbers can be used for many different ways. However, because of its many uses, it has become difficult and problematic. But does it matter a lot when people are aware of our ssn?

Yes it is. Do you want to be victimized by those who steal identities? I don’t think so. Being vigilant at all times should be practiced because who knows, once you become complacent even just for a moment, you become their victim.

Always remember that we are not essentially required to give out our number to any public or private businesses. These establishments are obliged to present to us the law mandated b the government that states that no agency has the right to ask for our ssn, this is called the Privacy Disclosure Notice. But if we go through different other transactions like loan application and others, it will not become our call whether to disclose such or not. These organizations are not bound by the Disclosure Act so you have to give it a thought.

Many of us have experienced receiving telemarketing calls, right? Oftentimes, these telemarketing calls are for timeshares for sale, utilities subscription and the most common of all is the telecommunications subscription, specifically post paid plans for mobile phones. The common flow will be you will hear a sales pitch and then the telemarketer will ask you to sign up with him through the phone and most likely, they ask for your ssn as your form of valid identification. Again, remember that in such cases, it becomes your call whether you disclose it or not. But before anything else, you have to make sure that you are dealing with a legit company and if you decide to disclose your personal information, make sure that they have a really secure database to make sure other unauthorized individuals wont have access to it.